MoneyMetrics · Canada

Know your numbers before you decide

Take-home pay, mortgage payments, TFSA room, car loans - plug in your details and get clear answers in seconds. Free, province-aware, and updated for 2026.

All 13 provinces2026 CRA ratesRuns in your browserNo sign-up

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Jump straight into the tool you need - each one uses your province's tax rules and 2026 limits.

📅2026 Canadian data - always current

Built on real CRA numbers

Every calculator uses the latest 2026 federal and provincial tax brackets, contribution limits, CPP/EI rates, and mortgage rules - not approximations.

See methodology
Federal tax rate14% first bracketHistoric 2026 reduction
TFSA limit$7,000 / yearCumulative: $109,000 since 2009
RRSP limit$33,810 / yearHighest ever - reflects wage growth
FHSA limit$8,000 / yearLifetime max: $40,000
CPP max contribution$4,034.10Employee portion (5.95%)
CMHC insurance4% at 5% downOSFI stress test: 5.25% floor

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Your calculations run in your browser. AI tools only send the inputs you choose to submit. Results are illustrative estimates and not financial advice.