🍁MoneyMetrics · Canadian finance tools
Free calculators built to help Canadians make smarter decisions about borrowing, saving, and investing - with province-aware tax rates built in.
Province-aware tax · No sign-up · Runs in your browser
More than a calculator — a complete picture of your finances. Enter your income from every source, set real spending across 12 categories, and see exactly how you stack up against the 50/30/20 rule with personalized savings recommendations.
Federal & provincial tax, CPP/EI, RRSP impact
Tax-aware budget with savings recommendations
Three modes, province tax, total cost
Payments, equity, buy vs rent
Break-even, cumulative savings
Payments, compare products, consolidate
0% promos vs your card, payoff chart
80/65 rules, payments, scenarios
CRA limits, wrapper compare, FHSA
Rates, compounding, GIC ladder
Every input triggers instant recalculation - no submit button.
Amortization, balance-over-time, pie breakdowns, and comparison tables.
Tax rates and benchmark rates auto-adjust to your province.
Optional AI rate lookups and depreciation estimates - your keys stay server-side.
Earn, borrow, save, and invest tools - all under one consistent layout.
Privacy & Disclaimer
Your calculations run in your browser. AI tools only send the inputs you choose to submit. Results are illustrative estimates and not financial advice.